How do I replace savings bonds in my name with my now adult children as pay on death?
Q. Wife, now ex, kept the bonds. Now claims she can not find them. I suspect she has them hoping that I die so adult children can get the bonds that were accumulated over 20 years, one bond per pay day.
Asked by Robert R - Thu Feb 5 22:28:48 2009 - - 1 Answers - 0 Comments

A. Well, what's the problem with letting your children keep them? The question asks how you can take them out of your name and put them in your children's names. But then in the details you say that your ex-wife has them to keep for your children, so either way, your children would end up with them... unless you just worded your question wrongly.
Answered by unknown - Mon Feb 9 01:44:05 2009

Who authorized the bonds that the Yankees are selling to finance the new stadium?
Q. Could those bonds have been used for debt financing of schools or public safety? Or will the city recoup the opportunity cost through taxes, fees, and parking revenues? How are bonds issued?
Asked by Justin T - Wed Jan 14 13:56:28 2009 - - 1 Answers - 0 Comments

A. Sorry, not sure what you are asking Are you asking how they were authorized or how they are issued/sold or both? Thanks
Answered by jwishz - Fri Jan 16 15:25:36 2009

What is the new price of the bonds, given that they now have 19 years to maturity?
Q. A corporation issued 20-year, 7% annual coupon bonds at their par value of $1,000 one year ago. Today the market interest rate on these bonds has dropped to 6%. What is the new price of the bonds, given that they now have 19 years to maturity?
Asked by RayRay - Sat Jan 19 13:02:11 2008 - - 2 Answers - 0 Comments

A. If the yield to maturity is 6%, that would be 3% on a semi-annual basis; then solve for PV based on the following: FV = 1,000 and 38 semi-annual coupons of $35. Then the PV or current price of the bond is $1,112.46
Answered by chungsterama - Sat Jan 19 16:18:23 2008

What should be substitued for bonds with a diversified portfolio in a taxable account?
Q. I am working with ShareBuilder, and currently allocating 25% of my taxable portfolio (non-taxable accounts are not an option in this scenario) to BND. However, I would much prefer to use tax exempt bonds, but those do not appear to be available through ShareBuilder. Am I missing something on the tax exempt bonds? If not, what type of ETF should I use to diversify in a taxable account?
Asked by KnowledgeSeeker - Fri May 25 22:00:22 2007 - - 4 Answers - 0 Comments

A. I haven't seen an ETF for tax free bonds either. But, since you are invested in a Vanguard index fund, have you thought of opening an account at Vanguard to invest in tax exempt bond funds? ,, they also have a plan that would withdraw a certain amount from your checking or savings account each month to do dollar cost avg as you do with share builder. If that wouldn't work for you and you wanted to stay with a taxable dividend, look at an ETF screener for utility funds. (although they may be at or near highs now) There are several bond ETF's to choose from, depending on risk/reward you want if you need to remain with ETF's.
Answered by Jo Blo - Mon May 28 09:54:22 2007

How do you differentiate the different types of bonds that exist between molecules?
Q. Hi all, My chemistry teacher is very vague in explaining things and I don't quite understand his method behind saying that covalent bonds are week, I thought they were very strong.. I always thought in terms of strenght it was: covalent>metallic>ionic>h ydrogen bonding>dipole-dipole>dis persion forces or am I way off? I also have difficulty trying to identify network solids and metallic bonds at times, are there any tricks to remembering them? I wish my chemistry teacher would be better at explaining this stuff... Thanks so much for any input!
Asked by Gina G - Wed Mar 19 21:09:49 2008 - - 1 Answers - 0 Comments

A. You are right. Covalent bonds are very strong. However, bonds among covalently bonded molecules are weak. The H-O bond of water is strong, but bonds among H2O molecules in ice are weak. Covalently bonded polyvalent atoms can form network solids. Metals form metallic bonds. Thus diamond is a network solid of carbon.
Answered by steve_geo1 - Wed Mar 19 21:20:11 2008

What are the bonds that hold amino acids together to make a protein?
Q. What are the bonds that hold amino acids together to make a protein? Please help!
Asked by linda - Thu Sep 27 22:33:02 2007 - - 1 Answers - 0 Comments

A. i believe they are peptide bonds
Answered by N!ck - Thu Sep 27 22:41:00 2007

How many covalent bonds are present between the carbon atom and each oxygen atom in carbon dioxide, CO2?
Q. How many covalent bonds are present between the carbon atom and each oxygen atom in carbon dioxide, CO2? Alright, that's what i thought. This online homework i had marked it wrong so i was confused a bit. Thanks!
Asked by Jordan - Thu Jul 9 14:42:10 2009 - - 2 Answers - 0 Comments

A. between the carbon atom and each oxigen there are two covalent bonds
Answered by Dr.A - Thu Jul 9 15:06:53 2009

How should I start investing in bonds, or buy company shares?
Q. I'm planning to invest in bonds/stocks, and purchase company shares. Can anyone help me how can I get started. I want to invest in bonds that is 1 year or more. Thanks!
Asked by Smiley - Sat Jun 9 19:09:34 2007 - - 6 Answers - 0 Comments

A. Unless you are in need of current income, you should avoid bonds. They have two strikes against them right off the bat. 1. interest is taxed at the full tax rate. 2. you are loosing 4 to 5% of your capital annually to inflation despite the fact that bonds currently pay only 5% interest more or less. Although equity investments tend to fluctuate greatly in price at times, over the long term they tend to return 8 to 10% annually and that return is tax deferred until realized and when it is realized it is taxed about about 1/2 the regular tax rate. Oh yes, did I mention that many equities pay dividends which tend to increase over time and are currently taxed at a favorable tax rate.
Answered by muncie birder - Sat Jun 9 19:25:32 2007

How are taxes figured on cashed savings bonds that are inheritance money?
Q. She has savings bonds with both their names on them. She would like to not have to pay huge tax penalties for cashing the savings bonds. She is 73 years old and on a fixed income.
Asked by Lori P - Sun Feb 22 17:10:03 2009 - - 1 Answers - 0 Comments

A. As long as she is still alive, if you cash them, it's her income. If you wait until after she dies, then it's inherited and you pay tax on the interest income (unless the executor includes the interest in her final return). (The accumulated interest is income to somebody. You can't get around that.)
Answered by v b - Sun Feb 22 17:37:01 2009

What are the odds of winning premium bonds compared to the lottery?
Q. Does anyone know the odds of winning the premium bonds (say over 100,000) if you have 30,000 in bonds? And how this compares to winning the same amount in the lottery if you play 2 lines for the wednesday and saturday draw every week. If this is too specific, then how do the odds compare for winning the top prize for each?
Asked by jenny84 - Sun Feb 22 12:41:52 2009 - - 2 Answers - 0 Comments

A. Unless you buy 30,000 lottery tickets, you'll have more chance of winning with the premium bonds. More people play the lottery therefore the prizes are so cut down that you'll probably only win about 20 if you're lucky! I recently won 150 on premium bonds with just one lucky ticket. You have so many premium bonds that the odds of you winning are much higher.
Answered by ol-s lenor24 - Sun Feb 22 12:54:35 2009

Can I cash in savings bonds without incurring penalties if I am using the money for a down payment on a home?
Q. I am planning on purchasing a home and need to use the bonds for a down payment. Can they be tax deferred.
Asked by Jacob Elija - Mon Jun 22 18:02:53 2009 - - 1 Answers - 0 Comments

A.
Answered by Al in NC - Mon Jun 22 18:32:38 2009

Who the difference between Barry Bonds or Bill Belichick?
Q. The only one I can think of is that Barry Bonds did get caught. Oh and their both cheaters. I mean What's ILconservative-- You are so true on belichick's dressing. He looks like he stinks wearing those damn sweatshirts.
Asked by MuddButt - Wed Oct 3 10:42:14 2007 - - 16 Answers - 0 Comments

A. Bonds is a liar and a cheater Belicheck is just a cheater
Answered by a_talis_man - Wed Oct 3 10:46:22 2007

How do you get into investing in stocks and bonds? What is the minimum to invest?
Q. I'm thinking about investing in stocks and bonds but I don't know the first step to take in investing in one. Do I go through a broker? How do I find one? How do I find one that won't jip me out of money?
Asked by ga_peach12006 - Sat Aug 11 22:42:59 2007 - - 8 Answers - 0 Comments

A. In today's world the easiest way is on-line. E-trade being one of the on-line traders they are cheap and do not require a large minimum. Different stocks and bonds have different requirements for purchasing. For stocks 100 shares is a typical minimum. For Bonds I believe you might still find some for 1000 dollars. But there are always exceptions and you can still buy 1 share of some stocks. Before you start understand trading is legalized gambling and though it is monitored there is still corruption. Only invest what you can lose. Always pay off your debt first. For information on Trading. The local library is always a good source. There are also several Magazines and Newspapers always willing to give you pointers and their view… [cont.]
Answered by unknown - Sat Aug 11 23:01:00 2007

Can the Canada Savings Bonds be seized in bankruptcy?
Q. I am thinking of enrolling in my employer's payroll savings bond programme. I anticipate making a proposal to creditors and/or declaring bankruptcy in a year. Is money I invest in the savings bonds protected at all? Does it make a difference whether I buy the bonds for myself, jointly, or for another person?
Asked by JTWilde - Mon Oct 1 13:51:02 2007 - - 3 Answers - 0 Comments

A. You can get bonds/stocks or what ever in another persons name easily and that would be protected yes. The Crown's saving bonds though in your name are not a good idea as they can be seized as your bankruptcy effects the tax man and he will pull them. Stocks though bought from a broker are in the brokers name even though you paid for them and they are protected, just don't declare them on your tax return. The best option you will get, is to open an off shore bank account, like on Bermuda were the creditors ability get their hands on your money is extremely hard unless you get declared a terrorist supporter. You can buy all the stocks and bonds you want through it and be extremely well protected. This is what EVERY major bank does and 90% of… [cont.]
Answered by Ceri T - Mon Oct 1 14:49:17 2007

How are reactions related to chemical bonds?
Q. A. Bonds are broken in the reactants and reformed as products B. Chemical reactions do not involve the breaking and reforming of bonds C. Bonds are broken in the products and formed into the reactants D. Both the reactants and the products have there bonds broken and reformed
Asked by Anna - Wed Jun 3 22:02:31 2009 - - 2 Answers - 0 Comments

A. a or d
Answered by I<3MyFricke - Wed Jun 3 22:10:48 2009

What is the difference between Corporate Bonds and Corporate Debt Funds?
Q. For example I can buy shares of the exchange traded fund: IShares S&P US Preferrd Stock Index Fund (PFF), which is classified as a Corporate Debt Funds BBB-Rated. Is a corporate debt fund like PFF a collection of corporate bonds? Thanks !
Asked by ac26xp - Sat Jul 5 17:16:11 2008 - - 1 Answers - 0 Comments

A. Sort of but not exactly. It is a collection of preferred stock, which are sort of a debt and in fact many times classified as debt but are further down on the food chain when it comes to bankruptcy proceedings than corporate bonds. Generally, preferred stock holder get nothing whereas corporate bond holders might bet a pertinence. Another difference is the tax consequences. A portion of the income from this fund will be taxed at the current preferred rate whereas bond interest is not.
Answered by muncie birder - Sat Jul 5 18:06:31 2008

When bonds are formed what happens to bond energy?
Q. When bonds are formed, does the bond energy increase? When they break, does the bond energy decrease?
Asked by IJS - Tue Jan 13 14:24:14 2009 - - 2 Answers - 0 Comments

A. The bond energy is defined as equal to the amount of energy given out when the bond is made (or absorbed when that the bond is broken). So when a bond is made, and the system cools to its original energy, the amount of energy given out, -DeltaH, is more or less equal to the bond energy. Noticed that minus sign. For a process that releases heat, DeltaH is negative.
Answered by Paul B - Tue Jan 13 14:31:27 2009

Can anyone tell me the difference between EE and I bonds?
Q. I would like to know which is better to buy for my kids. I was told to buy "I" bonds but my boss and I are having a disagreement on which is better. Which earns better interest and in the long run would be worth more. Say for example a $100 Bond. I know you pay $50 for the "EE" and $100 for the "I". So in 30 years what would be the outcome of the two?
Asked by premierexcellence - Wed Jan 3 09:57:01 2007 - - 3 Answers - 1 Comments

A. I bonds are different from EE bonds. The I bonds are indexed to inflation. So each 6 months the rate changes. Here is the link where you can get more information.
Answered by muncie birder - Wed Jan 3 10:26:57 2007

How do I sell my corporate bonds at fair market value ?
Q. Last month I bought a corporate bond on Etrade @ 80 and I would like to sell it for 86 as I notice others are asking . However , when I try to sell the bond , the system offers me a bid price only $30 . How do I post the bonds for sell at a decent asking price ?
Asked by SOUTH LAKE - Sat Nov 29 23:12:52 2008 - - 2 Answers - 0 Comments

A. Instead of selling it as a market order, sell it as a limit order. If the bid is 30, you are unlikely to get 86. Just because others are asking 86 doesn't mean they will get it.
Answered by Ranto - Sun Nov 30 03:22:16 2008

What is the best way to invest savings bonds?
Q. My kids have well meaning grandparents who send savings bonds for birthdays and holidays and I have no idea what to do with them. I have thought about putting them in a mutual fund at some point. Does anyone know what amount of money you have to have to start one up?
Asked by nogmamm - Mon Aug 27 00:38:16 2007 - - 6 Answers - 0 Comments

A. Most mutual funds require minimum amounts of around $2,000 to $3,000 to open an account. If you're thinking of redeeming the savings bonds and using the money to open a mutual fund account, beware of the early redemption penalty on the bonds (3 months interest). And they cannot be redeemed until they are at least 12 months old. If your kids are under 18, the mutual fund company will want you or another parent to sign the account papers, since the kids won't be old enough to enter into legal contracts themselves. If the savings bonds are small amounts (like $25 or $50), and the total is nowhere near $2,000 or $3,000, there's nothing wrong with just letting the savings bonds accrue interest. While the interest rates aren't high, they… [cont.]
Answered by Uncle Leo - Mon Aug 27 03:42:07 2007