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Can you claim your 2006 taxes that the govt took for student loans on your 2007 return as a deduction?
Q. I had defaulted student loans in 2006 so the govt took my whole refund in order to help pay off my student loans. Well my loans are no longer in default and I know there's a place for student loan interest to be taken off of your AGI but I wasn't sure if I could claim this amount or not. I know the money that I have paid off to get them out of default I can claim but I'm wondering about the money that the govt took. And if so where could I find some info on this subject, I've looked high and low and the irs. gov website doesn't really give you a clear defition of what counts and what doesnt.
Asked by ~*~*Jen~*~*~ - Wed Sep 5 14:09:49 2007 - - 8 Answers - 0 Comments
A. sorry, but you can't deduct the refund that the govt took at all. Federal refunds can't be deducted anyways, and state refunds are taxable on the federal returns if you itemized the previous year. And if they took the refund to pay the loan that you defaulted on, loans themself are not deductible, just the interest on the loans.
Answered by PepsiLime - Wed Sep 5 14:15:05 2007
Q. I had defaulted student loans in 2006 so the govt took my whole refund in order to help pay off my student loans. Well my loans are no longer in default and I know there's a place for student loan interest to be taken off of your AGI but I wasn't sure if I could claim this amount or not. I know the money that I have paid off to get them out of default I can claim but I'm wondering about the money that the govt took. And if so where could I find some info on this subject, I've looked high and low and the irs. gov website doesn't really give you a clear defition of what counts and what doesnt.
Asked by ~*~*Jen~*~*~ - Wed Sep 5 14:09:49 2007 - - 8 Answers - 0 Comments
A. sorry, but you can't deduct the refund that the govt took at all. Federal refunds can't be deducted anyways, and state refunds are taxable on the federal returns if you itemized the previous year. And if they took the refund to pay the loan that you defaulted on, loans themself are not deductible, just the interest on the loans.
Answered by PepsiLime - Wed Sep 5 14:15:05 2007
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